What in the world are “Mortgage-Backed Securities?”  How do they apply to the home loan process & mortgage rates?  Before fall of 2008, had anyone other than Wall Street traders even heard of Mortgage Backed Securities?  If there hadn’t been a crash in the real estate market, would you even care?  Tom’s really good at explaining away the mystery behind what they...

Filmed in downtown Tucson at the historic train depot – Tom Heath gives a brief overview of what a mortgage broker does and what is needed to get started along the right track to getting a home loan.